NMLS# 2125721
Drawing on a robust finance education from Howard University, refined by years of disciplined service as a Financial Management Officer in the United States Air Force, and further honed through strategic leadership in commercial lending at a Washington, DC hedge fund, I bring a unique blend of precision, integrity, and deep financial insight to your mortgage journey. My commitment is not just to secure you a loan, but to provide a tailored, strategic approach to homeownership that aligns with your long-term financial goals. Experience a service where trust, efficiency, and expert guidance are the cornerstones, ensuring your path to homeownership is as strategic and secure as your financial future.
As a broker, we provide access to a diverse range of loan products from various lenders, ensuring that you receive a mortgage solution that is tailored to your specific financial situation and goals. This contrasts with retail loan officers, who are typically limited to the products of their respective banks or financial institutions. Our broader market access allows for more competitive interest rates and terms, potentially leading to significant cost savings over the life of your loan. Additionally, our experienced team at NEXA Mortgage offers personalized, unbiased advice and dedicated support throughout the mortgage process, simplifying and streamlining your journey to homeownership. By choosing us, you benefit from our commitment to finding the best mortgage fit for you, combined with a level of customer service and expertise that sets us apart in the industry.
Occupancy Type: Primary/Secondary
Loan-to-Value (LTV): Up to 97% LTV
FICO Score: 620 Minimum
Traditional financing income limits apply for some programs.
Occupancy Type: Non-Owner Occupied (Investor)
Loan-to-Value (LTV): Up to 85% LTV
FICO Score: 620 Minimum
1-4 Units
Occupancy Type: Primary
Loan-to-Value (LTV): 100% LTV
FICO Score: 500 Minimum
Must be eligible veteran.
Occupancy Type: Primary
Loan-to-Value (LTV): 96.5% LTV
FICO Score: 580+ (96.5% LTV)
500-579 (90% LTV)
<580 FICO Requires 10% Down Payment
Occupancy Type: Primary/Secondary
Loan-to-Value (LTV): Up to 100% LTV
FICO Score: 620 Minimum
Must be in a USDA eligible area and must meet income requirements
Occupancy Type: Primary
Loan-to-Value (LTV): 100% LTV
FICO Score: 580 or 620 Minimum (Depending on the state and DPA program)
Various down payment assistance programs available
Occupancy Type: Primary/Secondary Home
Loan-to-Value (LTV): Up to 96.5% LTV
FICO Score: 700+ (96.5% LTV)
680+ (89.99%)
No MI option available
Occupancy Type: Primary/Investor/ Second Home
Loan-to-Value (LTV): Up to 90% LTV
FICO Score: 620 Minimum
Business or personal bank statements
Occupancy Type: Non-Owner Occupied (Investor)
Loan-to-Value (LTV): Up to 85% LTV
FICO Score: 600 Minimum
No Income Verification
Occupancy Type: Primary/Second Home/Investor
Loan-to-Value (LTV): Up to 96.5% LTV
FICO Score: 620 Minimum
One-time close funds paid via draws.
Occupancy Type: Primary/Investor/ Second Home
Loan-to-Value (LTV): Up to 90% LTV
FICO Score: 620 Minimum
Business or personal bank statements
Occupancy Type: Primary
Loan-to-Value (LTV): Up to 85% LTV
FICO Score: 680+ (85% LTV)
640+ (80% LTV)
No employment or income needed
Occupancy Type: Investor
Loan-to-Value (LTV): Up to 75% LTV
FICO Score: 350 Minimum
The lower the FICO score the lower the LTV
Occupancy Type: Primary/Investment
Loan-to-Value (LTV): Up to 85% LTV
FICO Score: 620 Minimum
First Lien HELOCs available. 5 Day HELOCs Available.
Occupancy Type: Primary/Investor/ Second Home
Loan-to-Value (LTV): Up to 96.5% LTV
(100% VA and USDA)
FICO Score: 620 Minimum
One-time close ground up construction.
Occupancy Type: Primary
Loan-to-Value (LTV): N/A
FICO Score: NA
No employment or income needed
Occupancy Type: Primary/Investor/ Second Home
Loan-to-Value (LTV): Up to 90% LTV
FICO Score: 660 Minimum
A non-warrantable condo is one that doesn't meet Fannie Mae and Freddie Mac's standards
www.nexamortgage.com
An Equal Housing Lender All Rights Reserved. © 2023
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
Licensed for Residential In: GA,MD,NC, NMLS # 2125721 | NMLS ID 1660690 | AZMB #0944059
Corporate Address : 3100 W Ray RD STE 201 Office # 209, Chandler AZ 85226
@ Copyright 2023 Harvey Jenkins, Mortgage Loan Originator