Minimum Credit Score Requirements: A FICO score of at least 620 opens the door to financing options, ensuring a wider range of investors can access funding.

Loan-to-Value Ratio: Borrow up to 80% LTV, offering flexibility in how much capital you can leverage for your investment.

No Deposit Sourcing (depending on program): Forget the hassle of tracking and sourcing deposits. DSCR Loans focus on the property's performance, not your bank statements.

Flexible DSCR Ratio: For loans up to 75% LTV, there's no need to meet specific DSCR requirements, providing more room for a diverse range of investment strategies.

Simplified Credit Requirements: If you have three credit scores, there’s no tradeline requirement, making the approval process smoother and quicker.

High Loan Caps: With loan amounts going up to $3.5 million, your investment ambitions have the space to soar.

Generous Cash Reserve Policy: Need just two months of reserves, and you can even use cash-out for reserve requirements, offering you more liquidity and flexibility.

Innovative Income Consideration: AIR DNA income is accepted, making it easier for properties with short-term rental potential to qualify.

Tolerance for Credit History Variances: Unlimited 30 days late payments are allowed, acknowledging the complexities of an investor's financial journey.

Vacant Property Acceptance: Invest in properties with potential, even if they're currently vacant, broadening your investment choices.